The Instant Payment System - CliQ
What is CliQ?
CliQ is Jordan’s newest Instant Payment System that was launched by JoPACC in 2020. The system enables sending and receiving money between bank accounts across all participating banks in Jordan instantly and to and from any mobile wallet. Participating banks have integrated CliQ into their mobile banking offering, making the system’s services easily accessible.
CliQ, a fully interoperable payment system that adopts the ISO 20022 messaging standard, leverages cutting-edge international principles of financial market infrastructure, making it a valuable addition to Jordan’s payment ecosystem and one of JoPACC's strategic pillars.
How It Works
Participating banks on CliQ, who have successfully tested and launched the service and offer it in compliance with CliQ’s Operating Rules, have integrated CliQ services into their mobile banking apps. First-time users are required to register to the service by defining their alias(s) using their mobile banking app, which could be a name, their mobile number, or an email format on which they desire to receive money.
The alias feature expedites conducting transactions, saving users the time and complexity of entering an IBAN or an account number when making transfers.
Single Credit Transfer
Request to Pay
Multiple Payment Addressing Modes
QR Payments to Merchants
CliQ as a payment acceptance method
CliQ brings the fascinating world of instant payments to Jordan’s banks, their clients, FinTech startups, and the overall digital economy. Its diverse and technologically advanced nature will enable the platform to be utilized across a variety of use cases. The future of Jordan’s digital economy will have a lot of CliQ to it.
* Services and benefits provision may vary from one bank to another, depending on the services and features a bank chooses to offer.
CliQ services are currently available free of charge by all participating banks.
CliQ is now integrated into 19 mobile banking apps in Jordan!
CliQ Monthly Report
Last Updated: 1/11/2023
Looking for More Info About CliQ?
the CliQ User Handbook
Clients of banks participating on CliQ can receive and transfer money and make payments to bank and mobile wallet clients instantly.