FAQ

Jordan Payments & Clearing Company (JoPACC) is a Private Company -Limited by shares- that was established in 2017 and is based in Amman – Jordan. JoPACC has three main areas of work: operating and enhancing payment systems, investing in innovative solutions to enhance financial services, and knowledge management and business analytics.

JoPACC is owned by the Central Bank of Jordan (CBJ) with a share of %45, and all 22 banks operating in the Kingdom with a total share of 55%. Shareholding may include non-bank insitutions in the future when CBJ decides to divest its share and exit the company.

JoPACC owns and manages the following payment systems:

• Jordan Mobile Payment Switch (JoMoPay)
• Electronic Bill Presentment and Payment System (eFAWATEERcom)
• Automated Clearing House System (ACH)
• Electronic Cheque Clearing System (ECC)
• Instant Payment System (CliQ)

• Chairman: H.E Dr. Adel AlSharkas - (Governor of the Central Bank of Jordan)
• Dr. Khaldoun AlWishah - (Central Bank of Jordan)
• Ms. Randa Sadek - (Arab Bank)
• Mr. Ammar Al-Safadi - (Housing Bank)
• Mr. Dawod Al Ghoul - (Capital Bank of Jordan)
• Mr. Kamal albakri - (Cairo Amman Bank)
• Mr. Heathum AlButtikhi - (Jordan Kuwait Bank)
• Mr. Muntaser Dawwas- Invest Bank
• Dr. Hussein Said Saifan - (Jordan Islamic Bank)
• Mr. Ceasar Qulajen - (Jordan Commercial Bank)
• Mr. Mohammad Musa Daoud - (Jordan Ahli Bank)

JoMoPay stands for (Jordan Mobile Payment) and is an electronic payment system that enables mobile wallet transactions. Mobile wallets are electronic financial accounts that can be accessed and used through a mobile application. System participants are licensed mobile Payment Service Provides (mPSPs), who offer mobile wallet services to their clients.

• Fund transfer through mobile wallets
• ATM Cash-in/ Cash-out operations
• Bill payment through the connection with the Electronic Bill Presentment and Payment System (eFAWATEERcom)
• Mobile payment through the use of USSD messages technology

There are 8 companies that offer mobile wallets, which can be reached on the following numbers:

• Aya Pay: 06-5509292
• Dinarak: 0795087460
• Gadha: 06-2004717
• Mared: 0791041044
• National Wallet: 06-5002250
• Orange Money: 0777700141
• UWallet: 0788001400
• Zain Cash: 0791444100

Anyone with a mobile phone subscription on a Jordanian mobile network can register a mobile wallet, including Jordanians, non-Jordanian residents, tourists, and refugees. Minors (under the age of 18 years old) can also have an account, but only through their guardian.

Yes, there are transaction limits set by the Central Bank of Jordan for each transaction as per the below:

Using your National ID, you have the right to open two mobile wallets on the same mobile number or on two different mobile numbers. You can register two mobile wallets with the same Mobile Payment Service Provider (mPSP) or with two different mPSPs.