The system aims at facilitating and accelerating the bill payments process through different payment channels in the Kingdom (bank’s branches, ATMs, mobile banking, internet banking, mobile wallets (JoMoPay), Jordan post offices, kiosks and others). It also aims at transferring from a paper-based society to a digital ecosystem that offers 24*7*365 service, reduces traffic and crowded queues, which in turn would reduce expenses among other societal and economic benefits. This system is considered to be one of the most advanced systems that achieved positive progress in the field of retail payments.