JoPACC Celebrates Graduation of the Third Cohort from the JOIN’s Incubation Program

As part of its ongoing efforts to support the fintech ecosystem, Jordan Payments and Clearing Company (JoPACC) announced the conclusion of the third cycle of the incubation program at JOIN Fincubator (The Jordan Innovation Fintech Incubator), marking the graduation of the third cohort of fintech startups. The announcement was made during an official event held at the Four Seasons Hotel in Amman.

The event was held under the patronage of His Excellency the Governor of the Central Bank of Jordan and JoPACC’s Board Chairman, Dr. Adel Sharkas, and was attended on his behalf by His Excellency Dr. Khaldoun  Al-Wshah, Deputy Governor of the Central Bank of Jordan and JoPACC’s Board Member. The event brought together a distinguished group of chief executive officers from banks and mobile wallet service providers, along with representatives from the fintech and banking sectors, investors, and representatives of business incubators and accelerators.

During Demo Day, 6 fintech startups showcased their Minimum Viable Products (MVPs), developed from early-stage concepts through the incubation journey at JOIN Fincubator. The program delivered more than 100 specialized training workshops led by over 35 experts in fintech, business development, and entrepreneurship, equipping participants with the tools and expertise needed to validate, refine, and prepare their products for market entry.

Reflecting JoPACC’s collaborative vision, financial sector stakeholders were invited to engage with the graduating startups, with the aim of strengthening partnerships between emerging fintech ventures, established financial institutions, and investors. The startups participated in a wide range of fintech solutions addressing diverse market needs, including areas such as Wealth Management, Payments, Green Finance, Reg-Tech, Insurance, alternative Data Scoring, and Lending and Financing.

In his speech during the ceremony, His Excellency Dr. Khaldoun Al-Washah praised the efforts of the banks sponsoring the incubation program at JOIN Fincubator, namely Jordan Kuwait Bank, Housing Bank for Trade and Finance, and Capital Bank. He commended their pivotal role in supporting innovation and promoting entrepreneurship in the fintech sector. His Excellency also emphasized the importance of strengthening integration between regulatory authorities, financial institutions, and startups to achieve sustainable growth and further develop the fintech ecosystem in the Kingdom, highlighting the critical role of financial institutions in enabling fintech startups to successfully implement Proofs of Concept and potential investments through access to real-world environments and collaborative partnerships.

During the event, Ms. Maha Bahou, CEO of JoPACC, announced the opening of applications for the fourth cycle of the JOIN Fincubator incubation program, inviting innovators and entrepreneurs with fintech-related ideas to apply and join the upcoming cohort.
JOIN Fincubator aims to enable fintech innovators and entrepreneurs to develop advanced digital financial solutions that support financial inclusion and digital transformation. The center offers state-of-the-art infrastructure, a digital sandbox for product testing, expert mentorship, and access to a wide network of investors, empowering startups to scale their solutions locally and internationally.